Funding Small Businesses

Loan Amount Up To
0 M
Terms Up To
0 m
Rates As Low As
0 %
Decisions As Fast As
1- 0 h

Unlock Your Working Capital and Say Goodbye to Payment Delays

Say goodbye to the frustrations of slow-paying customers as we empower you to fully leverage the value of your unpaid invoices. With this newfound financial flexibility, you can confidently fulfill larger orders, expand your customer base, and take your business to new heights. Apply today and let our dedicated support team assist you in identifying funding opportunities tailored to fuel the growth of your business.

Simple Process
No minimum FICO
Funds available fast

Short Term Loans

Provide basic information about your business. If approved, you can request funds and receive them in your account in as fast as 48 hours.


Minimum Qualifications 

Secure the Funds Your Business Needs Today

Easy Application

Complete an online funding application

Receive Offers

Get best offers from our provider network

Secure Funds

Receive funds in as little as 24 hours!


Customer feedbacks

See what our clients have to say about their experiences working with us. Our satisfied customers share their success stories and how we helped them achieve their business goals.

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Gerry Kellmen

Head of finance

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Gerry Kellmen

Head of finance

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Gerry Kellmen

Head of finance

Frequently asked questions

It is possible to get a short term loan for a startup or small business, however be prepared for more stringent qualification requirements. In addition to the documentation already noted above, you may also need to provide projected cash flow and projected financial statements for the next 3 to 5 years. In addition, you’ll need to clearly lay out in your financial projections how you plan to repay the loan. Even with all that, if your business is a startup it’s most likely that you’ll only qualify for a secured loan, so you’ll need some personal assets such as real estate.

Short term loan interest rates are economy-dependent. In a normal or boom economy, they’ll be higher than long term loans, but lower during a recession.

The interest and repayment requirements of short term loan rates can be calculated in different ways and obviously you’ll want the calculation that is most in your favor. Our experts at Big Think can assist you with finding a lender who will provide your business with the most favorable terms.

Short term financing is an essential option for small businesses. Buying inventory, covering working capital expenses while awaiting payment of invoices, and expanding operations are just some of the uses small businesses have for short term loans.

While the overall structure is similar to their more common relative, long term loans, there are some important differences.

As with long term loans, your business will need to qualify with the lender. In addition to your credit score, the lender may also want to see records of previous loan repayments, payment histories to your suppliers and your company’s cash flow history, preferably for the past 3 to 5 years. An income statement may also be required. Depending upon these factors, and the lender you’re dealing with, your loan may be secured against collateral or unsecured, also known as a “signature loan.”

Payment schedules also differ. Where traditional long term loans usually require monthly payments, short term loans may have payment schedules as frequent as every business day.


  • Relatively simple application process
  • Your credit score irrelevant
  • Quick access to cashInvoices themselves are the collateral


  • Higher fees than other forms of financing
  • May adversely affect client relationships
  • May carry additional fees for cancelling serviceSubject to your customer’s credit score
  • Costs you more the longer your customers take to pay

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