Funding Small Businesses

Loan Amount Up To
0 % Value
Decisions As Fast As
0 h

Unlock Your Working Capital and Say Goodbye to Payment Delays

Say goodbye to the frustrations of slow-paying customers as we empower you to fully leverage the value of your unpaid invoices. With this newfound financial flexibility, you can confidently fulfill larger orders, expand your customer base, and take your business to new heights. Apply today and let our dedicated support team assist you in identifying funding opportunities tailored to fuel the growth of your business.

Simple Process
No minimum FICO
Funds available fast

Invoice Financing

Provide basic information about your business. If approved, you can request funds and receive them in your account in as fast as 48 hours.


Minimum Qualifications 

Secure the Funds Your Business Needs Today

Easy Application

Complete an online funding application

Receive Offers

Get best offers from our provider network

Secure Funds

Receive funds in as little as 24 hours!


Customer feedbacks

See what our clients have to say about their experiences working with us. Our satisfied customers share their success stories and how we helped them achieve their business goals.

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Gerry Kellmen

Head of finance

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Gerry Kellmen

Head of finance

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Gerry Kellmen

Head of finance

Frequently asked questions

You will get your options 24 hours after applying.

Not limited to just invoices, an Asset Based Loan allows your company to borrow against accounts receivable but may also include fixed assets such as inventory and machinery. Asset Based Loans can be viewed as a halfway point between a bank Line of Credit and Factoring. In cases where the ABL is leveraged against invoices, it works much like a line of credit. You may borrow up to 80% against eligible receivables, paying back the borrowed amounts plus interest when the invoices are paid.

The advantages of an Asset based loan:

Because the loan is leveraged against your assets, the current history or even credit rating of your company may be irrelevant. This can be an excellent option for growing businesses that have not yet established a credit history but that have established good cash flow. In addition, you’ll have the flexibility to access cash in relation to your current accounts receivable which can enable much more rapid growth of your company than waiting for customers to pay. Finally, Asset Based Loans may be cheaper than Factoring, as the interest rate is usually based upon the prime rate.

The amount you can borrow is determined by a borrowing certificate, which details your assets such as outstanding receivables (minus ineligible assets) and applies the resulting amount to your credit limit.

A major benefit of Invoice Factoring is the availability to small businesses that have no established credit. Because you’re selling accounts receivables, the credit score of your customers is taken in to account but yours is irrelevant. You can access cash very quickly, which may allow businesses with regular monthly operating expenses to offer Net 30 and Net 60 day terms to customers, and Invoice Factoring is easier to get than business loans. Finally, setting up Invoice Factoring is relatively quick compared to other kinds of business financing.

The typical interest rate for Invoice Factoring will range between 1.5 and 3.5 percent per month, depending upon the size and credit score of the company paying the invoice.

The key to Invoice Factoring is to understand that invoices are, from an accounting standpoint, an asset. Any asset can be sold for all or a portion of its value. Because it’s a sale of an asset, rather than a loan, it can be a much easier and quicker way of accessing cash for your business.

In the case of Invoice Factoring, you sell your invoices to a third party who pays you cash for the value of those invoices, assuming that the customers for those invoices have good credit and a history of paying their bills. In a typical invoice factoring deal, you would receive 80% of the value of the invoices up front, often as quickly as one day from the request of funds, and the remaining 20%, minus the factoring fee, when the invoice is paid.

Once you’ve established a relationship with a factoring purchaser, Invoice Factoring works very much like a line of credit, with the amount of funds available to you being tied to the current total of your verifiable accounts receivable. Factoring can be an excellent financing option for companies where operating needs occur out of sync with customer payments.


  • Relatively simple application process
  • Your credit score irrelevant
  • Quick access to cashInvoices themselves are the collateral


  • Higher fees than other forms of financing
  • May adversely affect client relationships
  • May carry additional fees for cancelling serviceSubject to your customer’s credit score
  • Costs you more the longer your customers take to pay

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